Our services
Over the years our services have evolved to meet the demand of our clients. Change seems to be the only constant today. Our mission is to identify the risks, seek answers and provide straightforward solutions.
Our team of professionals can provide you with the guidance to navigate estate, tax, and retirement services.
Our Products
Our mission is to secure your future and ensure you have planned your investment wisely. Our expert estate planners help you with the most effective estate planning services.
We offer products in the area of:
why Life Insurance?
Life Insurance ensures that your family is financially protected upon the premature death of an insured person. Life Insurance is a financial safety net for you and your loved ones. It assures you and your loved ones are always supported financially.
For over 40 years, O’Brien Insurance Services has provided proven solutions for all stages of a person’s life, working with the top carriers throughout the country to insure the best options available to our clients.
Potential uses of Life Insurance?
- Future Income Protection
- Debt Coverage (Mortgage, Credit Cards, Auto)
- Legacy Creation
- Burial
- Asset Transfer
Contact us today to ensure your family’s financial future.
Why Fixed Annuities?
Fixed Annuities can offer a stream of income, provide tax advantages, provide tax-deferred growth, and could have no contribution limits. In the event of death, annuities also offer riders that allow you to transfer money to your beneficiaries.
O’Brien Insurance Services provides the guidance necessary to maximize our client’s financial future insuring their ability to maintain their current lifestyle while providing the most advantageous tax strategies.
Potential uses of a Fixed Annuity?
- Guaranteed income in retirement
- Tax-Deferred Growth
- Asset Protection
- Avoids Probate
- Ability to start and stop income as needed
Contact us today to learn how you can secure your financial future.
What is Long-Term Care Insurance?
A Long-Term Care insurance policy helps cover the costs associated with a chronic medical condition, a disability, or a disorder. Having a Long-Term Care policy ensures your ability to have the care you require and prefer without putting that burden on your loved ones.
Common reasons for Long-Term Care insurance?
- Protect assets against the high cost of Long-Term Care
- Preserve their children’s inheritance
- Make Long-Term Care services affordable such as Home Healthcare and Custodial Care
- To provide more options beyond Nursing Home Care and to pay for Nursing Home Care if needed.
O’Brien Insurance Services has provided guidance and proven solutions to our clients helping them to gain access to the level of care they require and desire.
Are you protected in case of a sudden health condition or disability?
Contact us today to secure the best options available to you
What is Estate Planning?
Estate planning is an umbrella term that covers many different documents — including wills, trusts, powers of attorney (POA) and beneficiary forms — all intended to determine what happens when you pass away or are unable to make decisions for yourself. While it can be a difficult topic to address, ultimately, it's an important one. Without the road map that an estate plan provides, your assets can wind up in legal limbo for years, putting a burden on your heirs and other family members who are left to deal with sorting out your finances.
Elements of Estate Planning?
- Last Will & Testament
- Life Insurance
- Medical Power of Attorney
- Financial Power of Attorney
- Living Will
- Beneficiary Designations
- Trusts
What you decide to have people do with your Estate is up to you.
